
What does your garanzia and building assicurazione cover for a batteria domestica? Tips for claims, exclusions, and how to optimally protect your investment.
A batteria domestica is an investment of €1,500 to €10,000+. With that amount, you want to be certain you are protected against defects, damage, and unforeseen problems. Protection comes from two sources: the produttore's garanzia from the brand and your building or contents assicurazione.
In this article, we explain exactly what each type of cover entails, what the pitfalls are, and how to ensure you are not caught off guard when making a claim.
All batterie domestiche sold by Home Energy Solutions come with a produttore's garanzia of 10 to 15 years. The garanzia covers manufacturing defects and capacità loss that occurs faster than the guaranteed minimum (tipicamente 60–70% after 10 years).
Garanzia terms differ by brand. Below is an overview of the brands we sell at HES:
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| Marca | Garanzia period | Capacità garanzia |
|---|---|---|
| Anker SOLIX (Solarbank, plug & play) | 10 anni | Min. 70% after 10 years |
| Anker SOLIX (X1, all-in-one) | 15 anni | Min. 70% after 15 years |
| Dyness (Tower series) | 10 anni | Min. 60% dopo 10 anni |
| Pylontech (Force H series) | 10 anni | Min. 60% dopo 10 anni |
Please note: most produttore's warranties require the batteria to be installed by a installatore certificato (for hardwired systems). Self-installazione for plug & play models is generalmente not an issue. Always keep your proof of purchase and installazione documentation.
Your building assicurazione covers damage to fixed parts of your home, including permanently installed equipment. A batteria domestica that is hardwired to your quadro elettrico tipicamente falls under this cover. The coverage includes:
With a plug & play batteria domestica (not hardwired), contents assicurazione may apply instead of building assicurazione. Plug & play systems are considered movable property, similar to a washing machine or television.
Check your policy or contact your insurer to confirm that your plug & play batteria domestica is covered. Most insurers cover it without an additional premium, but they do want to be informed.
To ensure a claim goes as smoothly as possible, we recommend the following:
Both produttore's garanzia and assicurazione have exclusions. These are the most common reasons why claims are rejected:
By installing your batteria domestica correctly, documenting everything properly, and informing your insurer, you minimise the risk of problems when making a claim.
A batteria domestica is a long-term investment that needs proper protection. The produttore's garanzia of 10–15 years covers manufacturing defects and excessive capacità loss. Your building assicurazione protects against external damage such as fire, storm, and water damage. With the right documentation and proactive notification to your insurer, you are optimally protected.
At Home Energy Solutions, we help you not only with the purchase, but also with the administrative side. We provide installazione documentation, garanzia certificates, and support with claims. Get in touch for advice.
We help you with garanzia information and documentation for your insurer. Get in touch.
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